PR-01Active
Conversational Agent
Guides borrower through application, requests documents, answers FAQs
Automate the full loan lifecycle: application intake via chat or voice, document collection and verification, credit decisioning, and borrower communication — from first click to funded.
Loan origination is slow and manual. Applications require 10+ documents (pay stubs, tax returns, bank statements, appraisals, title searches). Underwriters manually review documents, verify income, assess creditworthiness. Loan approval takes 14-21 days. Appraisals are bottlenecks. Application abandonment is high (20-30%) due to friction. Underwriting quality varies by staff experience. Pricing and conditions are slow to generate.
assistents loan origination agent walks borrowers through the application, collecting and verifying documents in real time. Document AI reads tax returns, pay stubs, bank statements, and credit reports, extracting income, assets, debts, and credit score instantly. The agent verifies income with employment data, cross-checks debt against credit bureau, and flags exceptions for underwriter review. Integration with third-party data providers (Equifax, LexisNexis, appraisal networks) automates verification. Auto-underwriting approves 80%+ of applications instantly.
Guides borrower through application, requests documents, answers FAQs
Extracts income, asset, and debt data from financial documents with high accuracy
Verifies data, runs auto-underwriting model, assigns conditions and pricing
Borrower initiates application on portal. Agent collects personal, property, and employment info.
Agent requests pay stubs, tax returns, bank statements, employment verification. Tracks submission.
Document AI reads documents, extracts income/assets/debts. Agent verifies with employment and credit data.
Loan decision engine evaluates application. 80%+ get instant approval. Exceptions escalate to underwriter.
Loan document are auto-generated with borrower terms. Borrower signs electronically. Loan funds.
5 steps deploy to production in weeks
Schedule a personalized demo to see how assistents’s AI agents can solve this challenge for your organization.